Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$596,928$575,991
Remaining term (yrs)26.330.0
Secondary amount$0$0
Funding fee$2,985$0
Note rate6.330%7.400%
Blended rate6.330%7.640%
1st payment$3,881.01$3,988.05
2nd payment$0.00$0.00
Taxes / mo$533.33$533.33
Insurance / mo$166.67$166.67
MI / mo$0.00$115.20
HOA / mo$399.00$399.00
Total monthly$4,980.00$5,202.24
Cash to close$43,062$63,999