Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$535,452$521,100
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$2,677$0
Note rate5.300%7.320%
Blended rate5.300%7.560%
1st payment$3,165.24$3,579.60
2nd payment$0.00$0.00
Taxes / mo$482.50$482.50
Insurance / mo$166.67$166.67
MI / mo$0.00$104.22
HOA / mo$951.00$951.00
Total monthly$4,765.40$5,283.98
Cash to close$43,548$57,900