Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$148,579$148,579$301,500
Remaining term (yrs)18.218.230.0
Secondary amount$0$152,921$0
Funding fee$743$743$0
Note rate3.980%3.980%7.400%
Blended rate3.980%6.019%7.640%
1st payment$952.53$952.53$2,087.53
2nd payment$0.00$1,019.47$0.00
Taxes / mo$279.17$279.17$279.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$60.30
HOA / mo$475.00$475.00$475.00
Total monthly$1,856.69$2,876.17$3,051.99
Cash to close$186,421$33,500$33,500