Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$526,395$494,899
Remaining term (yrs)29.430.0
Secondary amount$0$0
Funding fee$2,632$0
Note rate6.110%7.400%
Blended rate6.110%7.640%
1st payment$3,209.13$3,426.58
2nd payment$0.00$0.00
Taxes / mo$458.24$458.24
Insurance / mo$166.67$166.67
MI / mo$0.00$98.98
HOA / mo$0.00$0.00
Total monthly$3,834.04$4,150.47
Cash to close$23,493$54,989