Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$382,311$382,311$476,100
Remaining term (yrs)23.823.830.0
Secondary amount$0$93,789$0
Funding fee$0$0$0
Note rate3.030%3.030%7.400%
Blended rate3.880%4.889%7.640%
1st payment$1,874.17$1,874.17$3,296.42
2nd payment$0.00$703.41$0.00
Taxes / mo$263.25$263.25$263.25
Insurance / mo$166.67$166.67$166.67
MI / mo$313.67$313.67$95.22
HOA / mo$0.00$0.00$0.00
Total monthly$2,617.75$3,321.17$3,821.56
Cash to close$146,689$52,900$52,900