Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$858,543$858,543$881,100
Remaining term (yrs)27.427.430.0
Secondary amount$0$71,507$0
Funding fee$0$0$0
Note rate6.670%6.670%7.400%
Blended rate7.220%7.578%7.640%
1st payment$5,684.73$5,684.73$6,100.56
2nd payment$0.00$707.62$0.00
Taxes / mo$815.83$815.83$815.83
Insurance / mo$216.67$216.67$216.67
MI / mo$405.03$405.03$176.22
HOA / mo$0.00$0.00$0.00
Total monthly$7,122.26$7,829.88$7,309.28
Cash to close$120,457$48,950$97,900