Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$474,268$450,000
Remaining term (yrs)25.630.0
Secondary amount$0$0
Funding fee$2,371$0
Note rate2.880%7.320%
Blended rate2.880%7.560%
1st payment$2,175.44$3,091.19
2nd payment$0.00$0.00
Taxes / mo$221.58$221.58
Insurance / mo$166.67$166.67
MI / mo$0.00$90.00
HOA / mo$0.00$0.00
Total monthly$2,563.69$3,569.44
Cash to close$25,732$50,000