Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$730,395$679,500
Remaining term (yrs)28.230.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.350%7.400%
Blended rate6.900%7.640%
1st payment$4,635.54$4,704.72
2nd payment$0.00$0.00
Taxes / mo$629.17$629.17
Insurance / mo$216.67$216.67
MI / mo$337.52$135.90
HOA / mo$0.00$0.00
Total monthly$5,818.90$5,686.45
Cash to close$24,605$75,500