Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$276,686$276,686$395,100
Remaining term (yrs)23.923.930.0
Secondary amount$0$118,414$0
Funding fee$0$0$0
Note rate3.010%3.010%7.400%
Blended rate3.860%5.101%7.640%
1st payment$1,347.11$1,347.11$2,735.59
2nd payment$0.00$789.42$0.00
Taxes / mo$365.83$365.83$365.83
Insurance / mo$150.00$150.00$150.00
MI / mo$226.04$226.04$79.02
HOA / mo$163.00$163.00$163.00
Total monthly$2,251.99$3,041.41$3,493.45
Cash to close$162,314$43,900$43,900