Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$402,867$395,100
Remaining term (yrs)24.930.0
Secondary amount$0$0
Funding fee$2,014$0
Note rate2.800%7.400%
Blended rate2.800%7.640%
1st payment$1,864.51$2,735.59
2nd payment$0.00$0.00
Taxes / mo$195.58$195.58
Insurance / mo$150.00$150.00
MI / mo$0.00$79.02
HOA / mo$220.00$220.00
Total monthly$2,430.09$3,380.20
Cash to close$36,133$43,900