Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$323,835$323,835$446,399
Remaining term (yrs)23.923.930.0
Secondary amount$0$122,564$0
Funding fee$1,619$1,619$0
Note rate3.130%3.130%7.400%
Blended rate3.130%4.467%7.640%
1st payment$1,600.55$1,600.55$3,090.78
2nd payment$0.00$817.09$0.00
Taxes / mo$413.33$413.33$413.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.28
HOA / mo$0.00$0.00$0.00
Total monthly$2,180.55$2,997.64$3,760.06
Cash to close$172,164$49,600$49,600