Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$197,634$197,634$341,910
Remaining term (yrs)23.923.930.0
Secondary amount$0$144,276$0
Funding fee$988$988$0
Note rate2.910%2.910%7.400%
Blended rate2.910%5.058%7.640%
1st payment$952.04$952.04$2,367.32
2nd payment$0.00$961.84$0.00
Taxes / mo$185.25$185.25$185.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$68.38
HOA / mo$0.00$0.00$0.00
Total monthly$1,287.29$2,249.14$2,770.95
Cash to close$182,266$37,990$37,990