Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$441,552$399,600
Remaining term (yrs)27.830.0
Secondary amount$0$0
Funding fee$2,208$0
Note rate6.990%7.320%
Blended rate6.990%7.560%
1st payment$3,000.81$2,744.97
2nd payment$0.00$0.00
Taxes / mo$209.83$209.83
Insurance / mo$150.00$150.00
MI / mo$0.00$79.92
HOA / mo$8.33$8.33
Total monthly$3,368.97$3,193.06
Cash to close$2,448$44,400