Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$269,910
Remaining term (yrs)25.025.030.0
Secondary amount$0$269,910$0
Funding fee$0$0$0
Note rate3.010%3.010%7.400%
Blended rate3.010%7.750%7.640%
1st payment$0.00$0.00$1,868.80
2nd payment$0.00$1,743.17$0.00
Taxes / mo$249.92$249.92$249.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$53.98
HOA / mo$33.00$33.00$33.00
Total monthly$432.92$2,176.09$2,355.70
Cash to close$299,900$29,990$29,990