Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$524,778$524,778$616,500
Remaining term (yrs)26.326.330.0
Secondary amount$0$91,722$0
Funding fee$2,624$2,624$0
Note rate6.420%6.420%7.400%
Blended rate6.420%6.804%7.640%
1st payment$3,441.72$3,441.72$4,268.52
2nd payment$0.00$687.91$0.00
Taxes / mo$570.83$570.83$570.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$123.30
HOA / mo$0.00$0.00$0.00
Total monthly$4,179.22$4,867.13$5,129.32
Cash to close$160,222$68,500$68,500