Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$87,508$87,508$251,910
Remaining term (yrs)7.67.630.0
Secondary amount$0$164,402$0
Funding fee$438$438$0
Note rate3.600%3.600%7.400%
Blended rate3.600%6.472%7.640%
1st payment$1,079.71$1,079.71$1,744.17
2nd payment$0.00$1,096.01$0.00
Taxes / mo$233.25$233.25$233.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$50.38
HOA / mo$47.08$47.08$47.08
Total monthly$1,510.04$2,606.05$2,224.89
Cash to close$192,392$27,990$27,990