Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$235,011$225,000
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$1,175$0
Note rate6.770%7.400%
Blended rate6.770%7.640%
1st payment$1,560.17$1,557.85
2nd payment$0.00$0.00
Taxes / mo$208.33$208.33
Insurance / mo$150.00$150.00
MI / mo$0.00$45.00
HOA / mo$0.00$0.00
Total monthly$1,918.50$1,961.19
Cash to close$14,989$25,000