Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$283,703$286,200
Remaining term (yrs)26.230.0
Secondary amount$0$0
Funding fee$1,419$0
Note rate7.080%7.320%
Blended rate7.080%7.560%
1st payment$1,982.86$1,966.00
2nd payment$0.00$0.00
Taxes / mo$265.00$265.00
Insurance / mo$150.00$150.00
MI / mo$0.00$57.24
HOA / mo$13.33$13.33
Total monthly$2,411.19$2,451.57
Cash to close$34,297$31,800