Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$431,138$431,138$742,500
Remaining term (yrs)25.125.130.0
Secondary amount$0$311,362$0
Funding fee$2,156$2,156$0
Note rate3.140%3.140%7.320%
Blended rate3.140%5.073%7.560%
1st payment$2,062.50$2,062.50$5,100.46
2nd payment$0.00$2,010.88$0.00
Taxes / mo$555.08$555.08$555.08
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$148.50
HOA / mo$0.00$0.00$0.00
Total monthly$2,834.25$4,845.13$6,020.71
Cash to close$393,862$82,500$82,500