Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$287,909$287,100
Remaining term (yrs)25.530.0
Secondary amount$0$0
Funding fee$1,440$0
Note rate4.420%7.400%
Blended rate4.420%7.640%
1st payment$1,564.72$1,987.82
2nd payment$0.00$0.00
Taxes / mo$282.67$282.67
Insurance / mo$150.00$150.00
MI / mo$0.00$57.42
HOA / mo$25.00$25.00
Total monthly$2,022.38$2,502.91
Cash to close$31,091$31,900