Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$795,138$795,138$837,000
Remaining term (yrs)25.925.930.0
Secondary amount$0$41,862$0
Funding fee$3,976$3,976$0
Note rate4.920%4.920%7.400%
Blended rate4.920%5.124%7.640%
1st payment$4,521.52$4,521.52$5,795.22
2nd payment$0.00$313.97$0.00
Taxes / mo$775.00$775.00$775.00
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$167.40
HOA / mo$30.00$30.00$30.00
Total monthly$5,543.18$5,857.15$6,984.29
Cash to close$134,862$93,000$93,000