Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$405,493$381,600
Remaining term (yrs)26.430.0
Secondary amount$0$0
Funding fee$2,027$0
Note rate6.130%7.400%
Blended rate6.130%7.640%
1st payment$2,582.26$2,642.12
2nd payment$0.00$0.00
Taxes / mo$353.33$353.33
Insurance / mo$150.00$150.00
MI / mo$0.00$76.32
HOA / mo$33.33$33.33
Total monthly$3,118.92$3,255.10
Cash to close$18,507$42,400