Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$199,261$199,261$377,991
Remaining term (yrs)29.529.530.0
Secondary amount$0$178,730$0
Funding fee$996$996$0
Note rate6.500%6.500%7.400%
Blended rate6.500%7.209%7.640%
1st payment$1,264.07$1,264.07$2,617.13
2nd payment$0.00$1,191.53$0.00
Taxes / mo$86.42$86.42$86.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$75.60
HOA / mo$143.00$143.00$143.00
Total monthly$1,643.49$2,835.02$3,072.15
Cash to close$220,729$41,999$41,999