Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$153,983$153,983$314,100
Remaining term (yrs)18.618.630.0
Secondary amount$0$160,117$0
Funding fee$770$770$0
Note rate3.650%3.650%7.400%
Blended rate3.650%5.867%7.640%
1st payment$946.06$946.06$2,174.76
2nd payment$0.00$1,067.45$0.00
Taxes / mo$290.83$290.83$290.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$62.82
HOA / mo$0.00$0.00$0.00
Total monthly$1,386.89$2,454.34$2,678.42
Cash to close$195,017$34,900$34,900