Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$275,713$259,200
Remaining term (yrs)26.830.0
Secondary amount$0$0
Funding fee$1,379$0
Note rate6.690%7.400%
Blended rate6.690%7.640%
1st payment$1,843.06$1,794.65
2nd payment$0.00$0.00
Taxes / mo$240.00$240.00
Insurance / mo$150.00$150.00
MI / mo$0.00$51.84
HOA / mo$33.00$33.00
Total monthly$2,266.06$2,269.49
Cash to close$12,287$28,800