Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$235,211$220,275
Remaining term (yrs)28.830.0
Secondary amount$0$0
Funding fee$1,176$0
Note rate6.670%7.320%
Blended rate6.670%7.560%
1st payment$1,531.09$1,513.14
2nd payment$0.00$0.00
Taxes / mo$203.96$203.96
Insurance / mo$150.00$150.00
MI / mo$0.00$44.06
HOA / mo$0.00$0.00
Total monthly$1,885.04$1,911.15
Cash to close$9,539$24,475