Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$472,013$449,100
Remaining term (yrs)27.430.0
Secondary amount$0$0
Funding fee$2,360$0
Note rate6.600%7.320%
Blended rate6.600%7.560%
1st payment$3,104.05$3,085.01
2nd payment$0.00$0.00
Taxes / mo$415.83$415.83
Insurance / mo$166.67$166.67
MI / mo$0.00$89.82
HOA / mo$0.00$0.00
Total monthly$3,686.55$3,757.33
Cash to close$26,987$49,900