Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$472,764$449,550
Remaining term (yrs)29.330.0
Secondary amount$0$0
Funding fee$2,364$0
Note rate6.210%7.400%
Blended rate6.210%7.640%
1st payment$2,918.44$3,112.59
2nd payment$0.00$0.00
Taxes / mo$416.25$416.25
Insurance / mo$166.67$166.67
MI / mo$0.00$89.91
HOA / mo$20.83$20.83
Total monthly$3,522.19$3,806.25
Cash to close$26,736$49,950