Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$194,786$192,149
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$974$0
Note rate6.490%7.320%
Blended rate6.490%7.560%
1st payment$1,257.72$1,319.93
2nd payment$0.00$0.00
Taxes / mo$177.92$177.92
Insurance / mo$150.00$150.00
MI / mo$0.00$38.43
HOA / mo$0.00$0.00
Total monthly$1,585.64$1,686.28
Cash to close$18,713$21,350