Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$163,638$173,700
Remaining term (yrs)25.030.0
Secondary amount$0$0
Funding fee$818$0
Note rate2.880%7.400%
Blended rate2.880%7.640%
1st payment$762.35$1,202.66
2nd payment$0.00$0.00
Taxes / mo$160.83$160.83
Insurance / mo$150.00$150.00
MI / mo$0.00$34.74
HOA / mo$0.00$0.00
Total monthly$1,073.18$1,548.24
Cash to close$29,362$19,300