Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$408,499$377,910
Remaining term (yrs)28.430.0
Secondary amount$0$0
Funding fee$2,042$0
Note rate6.630%7.400%
Blended rate6.630%7.640%
1st payment$2,658.66$2,616.57
2nd payment$0.00$0.00
Taxes / mo$200.17$200.17
Insurance / mo$150.00$150.00
MI / mo$0.00$75.58
HOA / mo$2.25$2.25
Total monthly$3,011.08$3,044.57
Cash to close$11,401$41,990