Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$289,350
Remaining term (yrs)17.117.130.0
Secondary amount$0$289,350$0
Funding fee$0$0$0
Note rate3.500%3.500%7.400%
Blended rate3.500%7.750%7.640%
1st payment$0.00$0.00$2,003.40
2nd payment$0.00$1,868.72$0.00
Taxes / mo$16.00$16.00$16.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$57.87
HOA / mo$0.00$0.00$0.00
Total monthly$166.00$2,034.72$2,227.27
Cash to close$321,500$32,150$32,150