Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$290,007$288,000
Remaining term (yrs)25.630.0
Secondary amount$0$0
Funding fee$1,450$0
Note rate5.110%7.320%
Blended rate5.110%7.560%
1st payment$1,689.40$1,978.36
2nd payment$0.00$0.00
Taxes / mo$266.67$266.67
Insurance / mo$150.00$150.00
MI / mo$0.00$57.60
HOA / mo$0.00$0.00
Total monthly$2,106.06$2,452.63
Cash to close$29,993$32,000