Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$306,748$291,600
Remaining term (yrs)26.630.0
Secondary amount$0$0
Funding fee$1,534$0
Note rate6.390%7.400%
Blended rate6.390%7.640%
1st payment$1,996.40$2,018.98
2nd payment$0.00$0.00
Taxes / mo$270.00$270.00
Insurance / mo$150.00$150.00
MI / mo$0.00$58.32
HOA / mo$79.00$79.00
Total monthly$2,495.40$2,576.30
Cash to close$17,252$32,400