Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$294,903$279,000
Remaining term (yrs)26.730.0
Secondary amount$0$0
Funding fee$1,475$0
Note rate6.390%7.400%
Blended rate6.390%7.640%
1st payment$1,917.05$1,931.74
2nd payment$0.00$0.00
Taxes / mo$258.33$258.33
Insurance / mo$150.00$150.00
MI / mo$0.00$55.80
HOA / mo$0.00$0.00
Total monthly$2,325.38$2,395.87
Cash to close$15,097$31,000