Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$262,955$265,050
Remaining term (yrs)26.430.0
Secondary amount$0$0
Funding fee$1,315$0
Note rate6.330%7.400%
Blended rate6.330%7.640%
1st payment$1,707.56$1,835.15
2nd payment$0.00$0.00
Taxes / mo$245.42$245.42
Insurance / mo$150.00$150.00
MI / mo$0.00$53.01
HOA / mo$20.00$20.00
Total monthly$2,122.97$2,303.58
Cash to close$31,545$29,450