Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$134,764$134,764$269,100
Remaining term (yrs)22.422.430.0
Secondary amount$0$134,336$0
Funding fee$0$0$0
Note rate4.370%4.370%7.320%
Blended rate5.220%6.608%7.560%
1st payment$783.23$783.23$1,848.53
2nd payment$0.00$895.57$0.00
Taxes / mo$262.50$262.50$262.50
Insurance / mo$150.00$150.00$150.00
MI / mo$111.18$111.18$53.82
HOA / mo$0.00$0.00$0.00
Total monthly$1,306.91$2,202.48$2,314.85
Cash to close$164,236$29,900$29,900