Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$285,681$285,681$296,100
Remaining term (yrs)29.229.230.0
Secondary amount$0$26,869$0
Funding fee$1,428$1,428$0
Note rate6.230%6.230%7.320%
Blended rate6.230%6.715%7.560%
1st payment$1,769.00$1,769.00$2,034.00
2nd payment$0.00$265.89$0.00
Taxes / mo$274.17$274.17$274.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$59.22
HOA / mo$22.00$22.00$22.00
Total monthly$2,215.17$2,481.06$2,539.39
Cash to close$43,319$16,450$32,900