Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$407,896$382,500
Remaining term (yrs)28.430.0
Secondary amount$0$0
Funding fee$2,039$0
Note rate6.950%7.400%
Blended rate6.950%7.640%
1st payment$2,740.46$2,648.35
2nd payment$0.00$0.00
Taxes / mo$354.17$354.17
Insurance / mo$150.00$150.00
MI / mo$0.00$76.50
HOA / mo$16.92$16.92
Total monthly$3,261.55$3,245.94
Cash to close$17,104$42,500