Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$173,788$173,788$269,999
Remaining term (yrs)26.326.330.0
Secondary amount$0$96,211$0
Funding fee$869$869$0
Note rate6.310%6.310%7.400%
Blended rate6.310%7.269%7.640%
1st payment$1,127.72$1,127.72$1,869.42
2nd payment$0.00$721.58$0.00
Taxes / mo$65.83$65.83$65.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$54.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,343.55$2,065.13$2,139.25
Cash to close$126,211$30,000$30,000