Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$379,147$353,970
Remaining term (yrs)28.030.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.120%7.400%
Blended rate6.670%7.640%
1st payment$2,355.73$2,450.82
2nd payment$0.00$0.00
Taxes / mo$268.58$268.58
Insurance / mo$150.00$150.00
MI / mo$177.79$70.79
HOA / mo$65.00$65.00
Total monthly$3,017.10$3,005.19
Cash to close$14,153$39,330