Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$281,868$255,600
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$1,409$0
Note rate6.350%7.400%
Blended rate6.350%7.640%
1st payment$1,794.62$1,769.72
2nd payment$0.00$0.00
Taxes / mo$236.67$236.67
Insurance / mo$150.00$150.00
MI / mo$0.00$51.12
HOA / mo$0.00$0.00
Total monthly$2,181.29$2,207.51
Cash to close$2,132$28,400