Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$398,244$305,100
Remaining term (yrs)28.130.0
Secondary amount$0$0
Funding fee$1,991$0
Note rate6.780%7.400%
Blended rate6.780%7.640%
1st payment$2,641.21$2,112.45
2nd payment$0.00$0.00
Taxes / mo$196.25$196.25
Insurance / mo$150.00$150.00
MI / mo$0.00$61.02
HOA / mo$184.67$184.67
Total monthly$3,172.13$2,704.39
Cash to close$0$33,900