Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$194,782$181,350
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$974$0
Note rate6.730%7.400%
Blended rate6.730%7.640%
1st payment$1,289.31$1,255.63
2nd payment$0.00$0.00
Taxes / mo$167.92$167.92
Insurance / mo$150.00$150.00
MI / mo$0.00$36.27
HOA / mo$255.00$255.00
Total monthly$1,862.23$1,864.82
Cash to close$6,718$20,150