Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$212,831$206,100
Remaining term (yrs)29.230.0
Secondary amount$0$0
Funding fee$1,064$0
Note rate6.170%7.320%
Blended rate6.170%7.560%
1st payment$1,309.66$1,415.76
2nd payment$0.00$0.00
Taxes / mo$190.83$190.83
Insurance / mo$150.00$150.00
MI / mo$0.00$41.22
HOA / mo$0.00$0.00
Total monthly$1,650.50$1,797.82
Cash to close$16,169$22,900