Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$152,440$152,440$310,410
Remaining term (yrs)19.319.330.0
Secondary amount$0$157,970$0
Funding fee$762$762$0
Note rate3.980%3.980%7.400%
Blended rate3.980%6.026%7.640%
1st payment$940.32$940.32$2,149.22
2nd payment$0.00$1,053.13$0.00
Taxes / mo$309.50$309.50$309.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$62.08
HOA / mo$280.00$280.00$280.00
Total monthly$1,679.82$2,732.95$2,950.80
Cash to close$192,460$34,490$34,490