Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$344,724$314,775
Remaining term (yrs)29.530.0
Secondary amount$0$0
Funding fee$1,724$0
Note rate6.220%7.400%
Blended rate6.220%7.640%
1st payment$2,123.97$2,179.44
2nd payment$0.00$0.00
Taxes / mo$291.46$291.46
Insurance / mo$150.00$150.00
MI / mo$0.00$62.96
HOA / mo$0.00$0.00
Total monthly$2,565.43$2,683.85
Cash to close$5,026$34,975