Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$487,572$449,099
Remaining term (yrs)27.230.0
Secondary amount$0$0
Funding fee$2,438$0
Note rate7.790%7.400%
Blended rate7.790%7.640%
1st payment$3,595.73$3,109.47
2nd payment$0.00$0.00
Taxes / mo$415.83$415.83
Insurance / mo$166.67$166.67
MI / mo$0.00$89.82
HOA / mo$29.17$29.17
Total monthly$4,207.40$3,810.96
Cash to close$11,427$49,900