Dan Frey Home Loans
Call Dan

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$131,544$131,544$359,100
Remaining term (yrs)24.924.930.0
Secondary amount$0$227,556$0
Funding fee$658$658$0
Note rate2.870%2.870%7.400%
Blended rate2.870%5.962%7.640%
1st payment$613.54$613.54$2,486.34
2nd payment$0.00$1,469.63$0.00
Taxes / mo$332.08$332.08$332.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$71.82
HOA / mo$49.33$49.33$49.33
Total monthly$1,144.96$2,614.59$3,089.57
Cash to close$267,456$39,900$39,900