Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$307,345$297,000
Remaining term (yrs)26.530.0
Secondary amount$0$0
Funding fee$1,537$0
Note rate6.600%7.400%
Blended rate6.600%7.640%
1st payment$2,043.71$2,056.37
2nd payment$0.00$0.00
Taxes / mo$172.42$172.42
Insurance / mo$150.00$150.00
MI / mo$0.00$59.40
HOA / mo$27.00$27.00
Total monthly$2,393.12$2,465.18
Cash to close$22,655$33,000